Employee Benefits


Are You Ready: Healthcare Reform Tips for Employers

This free report will help you to determine if your company is ready for the changes due to the Healthcare Reform.

[honeypot securehp-957]

First Name*

Last Name*



Independent Professional Consulting

Because we don’t sell products, you can rest easy that our advice is centered on YOU and helping you through your next big business decision to success. Contact us today to find out how we can help.

When it seems that the wave of new regulations and compliance requirements won’t quit.

Neither will WE—our consultants are committed to staying on top of the latest industry changes and regulations, helping YOU keep your business moving forward. Contact us today to find out how we can help.

Call Us At: 504-598-0111

Merger Acquisition Growth

As your business changes, so does your Exposure and Tolerance to Risk. Contact us today to find out how we can help.

Call Us At: 504-598-0111

What Value does Sigma Deliver to its Clients?

Sigma works alongside, or as an extension of, your team, providing independent resources and advice for the management of your business’ risk and exposures.

Employee Benefits and Health Reform

Are you ready for 2014? As businesses face the changing landscape of healthcare caused by recent health reform laws, Planning and Decisions have never been so critical. Contact us today to find out how we can help.

Call Us At: 504-598-0111

Why do I need an actuarial study?

An actuarial study has many uses. To name a few—state or regulatory requirements may require you to complete an actuarial analysis, whether for the calculation of contingent liabilities related to a self-insured retention program, post-employment employee benefit program, or other balance sheet reporting items.

The key to maximizing Employee Benefits programs is to manage cost while meeting the needs of a diverse work force.  The ongoing implementation of health insurance reform provisions of the Affordable Care Act (ACA) will continue to transform the competitive employee benefit offerings that employers provide.  Sigma is committed to keeping its clients informed of issues related to trends, legislation, and compliance—helping you to transition smoothly through a rapidly changing U.S. healthcare benefit landscape.

Sigma understands the important issues facing employers and has developed employee benefit strategies to help manage and streamline your employee benefits package. Our consultants are experts in benefits maximization and bring their expertise to work for you.

Employee Benefits is a complex management field. Consisting of a huge network of activities and functions, Employee Benefits refers to everything related to the employer/employee health and welfare relationship. The needs, therefore, of an Employee Benefits department require organization, analytical skills and the ability to multi-task. Allow Sigma to provide an employee benefit solution to your organization. A solution tailored to your culture, customized to meet your business goals, in compliance with all government regulations – solutions that contain your costs and tax liabilities while increasing your employees’ satisfaction.

We provide assistance with:

Health & Welfare

  • Employee Benefits Analysis
  • Specification Preparation & Vendor Selection
  • Voluntary Products Evaluations
  • Renewal Reviews and Analysis
  • Benchmarking and Stewardship Reports
  • Benefit Statements and Communications
  • HSA/HRA/FSA Consulting

Retirement & Pension Plans

  • Actuarial Valuations
  • Defined Benefit Plan Management
  • Defined Contribution Plans
  • Nonqualified Deferred Compensation Plans
  • Benefits Consulting

Compliance, Communication, & Compensation

  • ESOP Consulting & Administration
  • Specialized Benefits and Reporting
  • Technical & Research
  • Compensation Consulting
  • Employee Policy & Handbook Development
  • Workplace Safety
  • HIPAA Compliance Services
  • General HR Compliance
  • HR Audit


  • Incurred but not reported claims (IBNR Analysis)
  • COBRA rates
  • Employer/Employee Rates and Cost Sharing
  • Plan design changes
  • GASB 43 & 45 Reports
  • FASB 106 Report